The things that we achieve in life are much like the crops a farmer will harvest at the end of each season.  We invest our time and energy into a various number of choices and over time those choices both great and small produce a certain result in our circumstances, behaviors, and attitudes.  Hence the old adage we reap what we sow.

Our lives are a byproduct of the seeds we sow in our daily living.  Over time those seeds become a way of life for us.  If we manage our money well; spend less than we make and give generously then we will find that we have great freedom in our finances.  We may not be rich but we will have freedom.  If we manage our money poorly; spend more than we make and spend selfishly then we will be a slave to our money and to those whom we are indebted. Continue reading →